The plan wellness badge
Last updated September 20, 2026
The badge reads one number in plain language: the share of 5,000 simulated retirements in which your money lasted. On track is 90% or above, Mostly on track from 75%, At risk from 50%, Needs attention below that.
It is not a separate calculation. It is the same chance-of-success figure shown beside it, translated — so if you want to know why the badge moved, look at what moved that percentage.
We chose those thresholds; they are not an industry standard. On track sits at 90% because that is the same bar we solve your paycheck against, which keeps the two numbers telling one story.
If it reads At risk or Needs attention, look at spending first. It is the input with the largest effect and usually the one you can change soonest. Retirement age is next. Compare will show what each is worth on your own numbers.