Where your monthly income comes from
Last updated November 3, 2026
This chart covers your retirement years. It stacks every source of each year's money, such as Social Security, pensions, other income and each account you draw from. The tax you paid is drawn over the top.
Each bar is one year's answer to where the money came from. The order stays the same every year, so a source that grows or disappears across the chart is the thing to notice.
The tax line is the tax you paid that year, not a rate. It usually climbs when required distributions start, because they force money out of traditional accounts whether you need it or not.
A bar can be taller than what you spent. A required distribution can take out more than the plan needs. We reinvest the extra instead of spending it. So this chart's total and your spending are different numbers.