Income and Social Security

Last updated September 19, 2026

This section covers your salary, part-time work in retirement, pensions, other income, and Social Security — including your claiming age.

Salary (yours and your spouse's) sets today's tax bracket readout and sizes health-insurance subsidy estimates; it's also what a rough Social Security estimate is built from while the real benefit field is empty.

For Social Security, enter the benefit-at-full-retirement-age figure from your own ssa.gov account for the most accurate result. While that field is empty, a rough estimate is offered based on your current income alone — it's not built from your real 35-year earnings history, and it's never applied automatically; you have to click "Use this." Claiming age runs 62–70 and is adjusted using the real Social Security early/delayed-claiming rules.

Pension fields include start age, an optional cost-of-living adjustment, a survivor percentage, and whether it's taxed as ordinary income — the survivor percentage feeds the survivor-scenario view under Compare. Part-time work in retirement (a monthly amount, start age, end age) reduces what your savings need to cover during those years.

A few real limits: there's no spousal Social Security benefit calculation (each spouse's benefit is tracked independently), and second income sources — additional pensions, additional other income — have fewer fields than the primary entry (just a label and a monthly amount).