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Income

Last updated November 3, 2026

This section covers your salary, part-time work in retirement, pensions, other income, one-time income and an expected inheritance. Social Security has its own section and its own article.

Your salary, and your spouse's, set the tax bracket shown for today and the size of the health-insurance subsidy estimates. While the Social Security benefit field is empty, a rough estimate of the benefit is built from your salary too.

The income growth rate is how much your pay rises beyond inflation each year until you retire. It's 0% unless you change it, which means your pay keeps pace with inflation. A contribution set as a share of pay grows with it, and so does a match capped as a share of pay.

A pension has a start age, an optional cost-of-living raise, a survivor percentage, and a choice of whether it's taxed as ordinary income. The survivor percentage feeds the survivor view in Compare.

Part-time work in retirement has a monthly amount, a start age and an end age. It lowers what your savings need to cover in those years.

Extra income sources, meaning additional pensions and additional other income, have fewer fields than the first one. They take only a label and a monthly amount.

One-time income is money that arrives in a single year. Tick "Taxed as income" for severance, unemployment or a bonus. It's added to that year's income and taxed, federally and by your state, at the rate it reaches. What's left goes into cash. Leave it unticked for a gift. A gift goes into your investment account untaxed, like the expected inheritance.